Hey steph, sorry 2 hear about the probs with the house loan. If you haven’t already, look into an FHA loan. The government is actually much more lenient in lending money and the interest rate is only like 1/8 or 1/4 percent higher.
Mike and I had to do this because he had had a bankruptcy that was almost but not quite off his credit report, and I had a paid charge off for a car that was repossed on a loan I had taken out for an ex-boyfriend. (I learned my lesson about getting a loan for another person after that one let me tell u.) Anyway, we couldn’t qualify for a regular loan, but the FHA had no prob lending to us even with only 5% down.
Good luck and let me know if there’s any other ?’s I can answer 4 ya.
Hey steph, sorry 2 hear about the probs with the house loan. If you haven’t already, look into an FHA loan. The government is actually much more lenient in lending money and the interest rate is only like 1/8 or 1/4 percent higher.
Mike and I had to do this because he had had a bankruptcy that was almost but not quite off his credit report, and I had a paid charge off for a car that was repossed on a loan I had taken out for an ex-boyfriend. (I learned my lesson about getting a loan for another person after that one let me tell u.) Anyway, we couldn’t qualify for a regular loan, but the FHA had no prob lending to us even with only 5% down.
Good luck and let me know if there’s any other ?’s I can answer 4 ya.
*sm0000ches*
E.